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SIP calculator

Explore regular investments, fixed deposits and withdrawals. Adjust the inputs to see how your choices change the illustration.

Planning for retirement? Explore your pension needs ↗

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Change the return assumption to explore different scenarios. It is not a recommended or assured return.

Estimated future value

Illustrative balance over the selected period. Exact values are in the breakdown below.

View balance breakdown
PeriodBalance
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How these estimates work

For market-linked illustrations, annual returns are converted to an effective monthly rate: (1 + annual return)^(1/12) − 1. SIP contributions are invested at the start of each month. Lump-sum investments compound monthly. SWP withdrawals occur at month-end after growth and stop when the balance is exhausted; a final withdrawal may be partial.

These illustrations assume a constant return and exclude taxes, fees, exit loads and inflation. Actual market returns vary and may be negative. SWP withdrawals may use your original capital; they are not guaranteed income. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.

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